Long-term care is the missing component of the employer safety net established by most company benefit programs. And with each passing year, more of your employees have experienced this problem at some level, and are learning either first- hand or from friends or relatives the financial and emotional impact of providing long-term care.
If you're an employer there is a simple solution. Offering long-term care insurance as a workplace benefit can be an integral part of your strategy to recruit and retain the best talent, contain costs, and enhance employee productivity. A sponsored benefit program can offer significant and potentially life-changing benefits for your employees without cost to the company.
If you're an employee, a workplace long-term care benefit will give you access to long-term care planning resources, premium discounts and underwriting concessions that will allow some employees to receive coverage not otherwise available.